What Options do I Have at the end of my Personal Ford Credit Finance Agreement?

At the end of your Ford Options or Ford Options Cashplan agreement you have three options:

Renew: Choose Another Car

If you would like to renew your Ford you can trade your current vehicle in at your Ford dealer or sell it privately if you prefer.  You must settle your account, and then any excess value over the Optional Final Payment can be used a deposit towards your new Ford.

Return: Hand the Car Back

If you would like to return your car, please contact your Ford dealer who will make arrangements for your vehicle to be inspected. As long as your car meets our fair wear and tear standards and is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be incurred if you exceed the contracted mileage or if your car does not meet our fair wear and tear standards.
These standards can be found in the Guide to your Ford Options Agreement which you received with your Welcome Letter. A copy can also be found here.

You must return the relevant vehicle documentation, including the MOT certificate if the vehicle is at least 3 years old and the V5 Vehicle Registration Document, also known as the logbook. If you do not return the V5, you will incur a charge for the cost of replacing it.

Retain: Keep the Car

To keep your current vehicle there are 2 ways you can do this:

Retain and Repay:

Pay your Optional Final Payment (including Purchase Fee, if applicable to your agreement). To make this payment by Debit or Credit Card, or to discuss other options of how to settle your account then contact us on 03457 125490*. You can also settle your account by logging into your Ford Credit Account.

Retain and Recontract:

Finance your Optional Final Payment with us*. Get in touch with a Ford dealer to learn more.

*Such finance is subject to status and final approval. You will not own the vehicle until you have paid all the amounts owing under the new finance agreement. 

Ford Acquire Customers

Ford Acquire is a traditional hire purchase product. At the end of your agreement you simply pay the purchase fee and the vehicle is yours.

If you are interested in a new Ford vehicle you can trade it at your Ford dealer or sell it privately and use the proceeds as a deposit towards your next vehicle.