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Ford has a range of finance plans that have been designed to simplify the process of getting a new Ford on the road. You can find and finance your new or approved-used Ford all in one place.
Compare our finance plans, including hire purchase and leasing, and find the plan that’s right for you.
A type of hire purchase (sometimes called Personal Contract Purchase) with an Optional Final Payment and three end of contract options.
Take a look at the video below to see how Ford Options works. You can find more information here.
You have three options at the end of your agreement:
Renew
Choose another car
Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.
Return
Hand the car back
Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.
Retain
Keep the car
If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.
Finance subject to status. Freepost Ford Credit.
Visit ford.co.uk to configure your new Ford car or visit your nearest Dealer
Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:
Your monthly payment can then be calculated
The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.
Compare our personal car leasing and finance options to find a car payment plan that may suit you.
FORD PERSONAL CONTRACT HIRE* |
FORD ACQUIRE |
FORD OPTIONS†
|
FORD OPTIONS CASHPLAN
|
|
| Customer Type | Private individuals | |||
| Option to own the vehicle^ |
NO |
YES |
YES |
YES |
| Vehicle age |
New vehicles only | New and used vehicles (age limits apply) |
||
| Finance term |
24 to 48 months | 24 to 48 months |
24 or 36 months | 24 or 36 months |
| Typical Advance Rental/Deposit | Advance rental typically equal to 3 monthly rentals | Zero deposit available |
Zero deposit available (Maximum deposit of 35%) |
Purchase price of the car less the Optional Final Payment plus the Finance Facility Fee and Interest |
| Fixed Monthly Payments/Rentals | YES | YES |
YES |
No monthly payments |
| No Responsibility For Vehicle Disposal | YES | NO |
NO |
NO |
| Optional Final Payment | NO | NO |
YES | YES |
| Flexible End Of Contract Options | Return vehicle & renew | Renew/Retain | Renew/Retain/Return | Renew/Retain/Return |
| Optional Maintenance/Service Package | Available at additional cost |
Ask your Ford Dealer | Ask your Ford Dealer |
Ask your Ford Dealer |
| Choice Of Mileage Band | YES | NO | YES |
YES |
| Road Fund Licence | Included for the duration of the agreement | Included for the first year | Included for the first year | Included for the first year |
| Fees | NO | Finance facility fee payable with the first monthly payment. Purchase fee payable with tihe final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on Marketing promotions available at that time. | ||
^Subject to all payments (including Purchase Fee) being paid.
We offer a range of finance plans for business cars and commercial vehicles, as well as complete funding and management solutions for large fleets.
Choose from a range of business vehicle finance options for cars and commercial vehicles. Designed to simplify the process of getting your business on the road.
Looking for fleet funding? Ford Fleet Management is our one-stop-shop for bespoke fleet management and funding solutions.
Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.
† Ford Options is a hire purchase agreement with an Optional Final Payment due at the end. Your deposit (maximum 35%) and the Optional Final Payment are deducted from the price of the car. The balance plus interest is then split into equal monthly instalments depending on the length of your agreement. As Ford Options is a mileage based agreement, it is important that your anticipated mileage is reflected correctly as it cannot be changed mid-contract.
*Ford Personal Contract Hire is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority.
